Edit (10:40 p.m. ET, Nov 24): Maintenance is complete and the Steel Dawn Update is now live. Thanks for your patience during downtime today, everyone. We hope you enjoy the new quests!
Hi, everyone! We've decided to release the Steel Dawn Update a week early on all platforms, and we expect Fallout 76 will be back online between 9:00 p.m. and 10:00 p.m. ET. You can head here on Fallout.com to catch more details. While we're offline for maintenance, please feel free to check out the patch notes below:
Today marks the release of our Steel Dawn Update, and with it, the return of the Brotherhood of Steel to Appalachia. Take on the Steel Dawn questline, meet new characters, explore new locations, and lay claim to some new rewards. This update also introduces the C.A.M.P. Shelters feature, hunger and thirst improvements, and much more. Read on to catch the patch notes.

Update Highlights

• Ad Victoriam!: The Brotherhood of Steel is back! Explore the first chapter of their story, meet new characters, visit new and updated locations, and unlock rewards as you experience the all-new Steel Dawn questline.
• Head Underground: Flex those creative muscles by building out your very own instanced interiors with our first three C.A.M.P. Shelters.
• Gear Up: Complete Steel Dawn quests and take on Daily Ops to earn new weapons and armor that are straight from the Brotherhood arsenal.
• Don’t Just Survive, Thrive!: We’ve removed all negative effects from Hunger and Thirst. Instead, you’ll receive buffs that increase based on how well fed and hydrated you are.
• Save Those Atoms: (Coming December 1) Already have some of the items in an Atomic Shop bundle? No problem! Bundle prices now lower automatically if you already own any items they contain.

Update Version 1.5.0.19

Check the download sizes below for today’s patch on your platform of choice:

• PC (Bethesda.net): 8.3 GB
• PC (Microsoft Store): 16.4 GB
• PC (Steam): 8.8 GB
• PlayStation 4: 15.2 GB
• Xbox One: 16.0 GB

New Steel Dawn Questline

The Brotherhood of Steel has returned to Appalachia on a mission to reclaim the region for humanity, to preserve any tech they can find, and to find out what befell Paladin Taggerdy and her crew. Starting today, you can begin your journey with the Brotherhood of Steel and work toward a brighter future for Appalachia in the all-new Steel Dawn questline.

• Complete New Quests: Meet the new Brotherhood arrivals and begin your journey through the Steel Dawn questline by heading to Fort Atlas (formerly ATLAS Observatory) in the Savage Divide region of Appalachia.
  • Your level 20+ characters can begin the Steel Dawn quests immediately, even if you haven’t completed any prior Fallout 76 quest content.
  • When you log in with an eligible character, a quest called “Welcome to the Neighborhood” will prompt you to visit Fort Atlas.
  • Please note: You can now Fast Travel to Fort Atlas for free. However, if you had already discovered ATLAS Observatory before to today’s update, its icon will no longer be visible on your Map. You will need to revisit the area to discover Fort Atlas, which will cause its Map marker to appear.
• Meet New Faces: Get acquainted with new characters, like Paladin Rahmani, Knight Shin, Scribe Valdez, and many others who have arrived in Appalachia with the Steel Dawn Update.
• Explore New locations: We’ve added several new locations and updated a number of existing ones that you’ll delve into during your journey with the Brotherhood.
• Gear Up with New Rewards: Progress through the Steel Dawn questline and complete Daily Ops to earn a host of cosmetic, C.A.M.P., and item rewards, including the following new weapons and armor straight from the Brotherhood arsenal:
  • Crusader Pistol
  • Plasma Cutter
  • Hellstorm Missile Launcher
  • Brotherhood Recon Armor
  • You can purchase a variety of mods for these new items from Regs in Vault 79 using Gold Bullion, including mods that can alter each weapon to deal various types of elemental damage.
• Main Menu Updates: The Brotherhood has taken over the game’s Main Menu with an all-new background video and music.

C.A.M.P. Shelters

Head underground with C.A.M.P. Shelters, which are instanced interiors that you can add to your C.A.M.P. and customize to flex your creativity as a builder.

• We’ve added a brief new quest, called “Home Expansion,” to the game that all players must complete in order to gain access to the C.A.M.P. Shelters feature.
  • Begin the “Home Expansion” quest by reading a Shelters Claim Center poster in Train Stations throughout Appalachia. Or, find your way inside the Claim Center by locating a key in the northern Forest region.
• With today’s update, we’re introducing our first three C.A.M.P. Shelters, which each offer a different sized space to build in, and feature their own layouts and styles.
  • Vault Utility Room: After completing the “Home Expansion” quest, all players can claim the Vault Utility Room for free in the Atomic Shop.
• Please Note: Since we decided to release Steel Dawn early, only the Vault Utility Room will be available on November 24. The Vault Lobby and Atrium described below will arrive at a later date.
  • Vault Lobby: Fallout 1st Members can claim this medium-sized Shelter this month in the Fallout 1st section of the Atomic Shop. In the future, it will be available to all players for Atoms.
  • Vault Atrium: The largest of our first three Shelters, the Vault Atrium can be purchased using Atoms.
• Once you’ve claimed a C.A.M.P. Shelter, you can access its interior by building the associated Shelter Entrance in your C.A.M.P.
  • Your C.A.M.P. can contain one of each type of Shelter that you own, and you can build multiple Entrances to the same Shelter.
  • Find your available Shelter Entrances by scrolling to the new “Shelters” category in the C.A.M.P. Build Menu. Select the Entrance you’d like to build, and then head inside.
• Every Shelter has its own build budget that is separate from your main C.A.M.P., as well as any other Shelters you’ve built.
  • Your Shelter interiors will be saved as you build, so you won’t lose anything if you relocate your C.A.M.P., move your Shelter Entrances, or if your Entrances get destroyed.
  • Since they are instanced, Shelters are able to offer sizable build budgets. Currently, each of our first three Shelters have larger budgets than your main C.A.M.P.
• We’ve relaxed certain build restrictions inside Shelters by introducing a “Toggle Snapping” option that you can turn off to place objects anywhere you’d like, or turn on to snap objects to each other or the build grid.
  • Additionally, use the Shelter Control Panel inside of each C.A.M.P. Shelter to quickly scrap or repair everything you’ve built so far.

Design Updates

Dynamic Bundle Pricing

• Please Note: Since we decided to release Steel Dawn early, Dynamic Bundles will not be available until our original patch date of December 1.
• A common suggestion we’ve received from Atomic Shop aficionados has been to reduce bundle prices for players who already own some of the items they contain. With today’s update, we’ve added pricing tech that will do just that.
  • Going forward, if you own one or more items in a bundle, its Atom price will automatically reduce accordingly. The more items you already have, the lower your adjusted price.
  • Bundles that have been adjusted this way will now display your price vs. the original price.
  • Items you already own will be marked in each Bundle’s description.
• We’ve also added a new “Bundles” category to the left-hand side of the Atomic Shop menu so that you can more easily find all of the bundles that are currently available without having to hunt for them on multiple pages.

Additional Atomic Shop Updates

• Backpack Flair: Add even more personality to your characters with Backpack Flair! We’ve added two Backpack Flair slots to the modify menu for Backpacks that you can use to add cosmetic Flair.
  • Going forward, keep an eye out for different Backpack Flairs that you can unlock in the Atomic Shop, claim from Season Scoreboards, or earn as rewards in-game.
  • Backpacks you crafted prior to the Steel Dawn Update will not have Backpack Flair mod slots. Craft new versions of your Backpacks to cause the Backpack Flair slots to appear.
  • Please Note: While the Backpack Flair system is live as of November 24, Flairs themselves are not yet available. We will let you know as soon as we add them on a later date.
• Fallout 1st: Items that have special discounts for Fallout 1st Members will now appear in the Fallout 1st section of the Atomic Shop while they are on sale.
  • These items will now also display a Fallout 1st icon, both in the Fallout 1st category and in their appropriate sub categories in the Atomic Shop.
• Lunchboxes: In addition to earning Lunchbox rewards from a Season Scoreboard, or buying them with Gold Bullion in-game, you can now purchase them for Atoms in the Atomic Shop.
  • Please Note: Since we decided to release Steel Dawn early, Lunchboxes will not be available in the Shop until our original patch date of December 1.
  • Lunchbox buff descriptions and the chances to receive each buff have been added to the “Lunchboxes” section of the Help Menu.

Daily Ops

• New Items: We’ve added a number of new rare rewards that you can earn by completing Daily Ops. They include Plans to craft Brotherhood Recon Armor, the Crusader Pistol, Plasma Cutter, and Hellstorm Missile Launcher.
• Plan Rewards: Say goodbye to duplicate Plans! Non-tradeable item Plans that can be awarded by Daily Ops, like the War Glaive Plan, will no longer continue to drop as rewards after you’ve learned them.
• Mutations and Enemies: To help keep Daily Ops feeling fresh each day, we’ve made an adjustment to prevent the same enemy mutation and faction from appearing two days in a row.

Hunger and Thirst Updates

• We agree with feedback from the community that our hunger and thirst mechanics could feel a little too punishing. We’ve decided to remove the negative effects when you’re hungry or thirsty, and buff up the bonuses you receive when you’re fed and hydrated.
• Going forward, your Action Points, Health, and Disease Resists will no longer be negatively affected when you haven’t had anything to eat or drink recently.
• Instead, you will receive buffs that increase depending on how full your hunger and thirst meters are:
  • Hunger: Gain +15 Max HP when partially fed, up to +35 Max HP, +35% Disease Resist, and +1 Strength when fully fed.
  • Thirst: Gain +15% AP Regeneration when partially hydrated, up to +35% AP Regeneration, +35% Disease Resist, and +1 Endurance when fully hydrated.

Items

• Holiday Gifts: Increased the weight of Holiday Gifts to 1 pound each, and made them untradeable.

PVP

• Pacifist Mode: When Pacifist Mode becomes available to new characters at level 5, it will now be toggled on by default.

User Interface

• Map: Added a Fast Travel point and Map marker for Vault 51.

Bug Fixes

Allies

• Settler Forager: Players can once again receive Daily Quests from the Settler Forager Ally.

Art & Graphics

• Animations: Human NPCs that have both legs crippled no longer appear to fall down and then immediately stand back up. Instead, they will remain standing, but they will remain immobile until one leg is healed.
• Power Armor:** Players’ posteriors are now properly protected while wearing Enclave Power Armor.
• Weapons: Turbo-Fert Fertilizer Grenades no longer appear to explode twice on detonation.
• Weapons: Charging up the Gauss Pistol and then holstering it no longer causes a small portion of the weapon model to disappear.

C.A.M.P. and Workshops

• General: Grass and small plants are once again visually removed when placing Foundations and other large C.A.M.P. objects on top of them.
• Brotherhood Field Station: Closed up a hole in the Field Station’s ceiling.
• Décor: Players can now build Powered Lawn Flamingos without having learned the base Lawn Flamingo Plan.
• Encampment Bridge: Fixed an issue that could allow Encampment Bridge pieces to remain floating in mid-air after removing connecting pieces.
• Encampment Fence: The Encampment Fence now spins at its center point when rotating the object in build mode, and its explosion visual effects also appear at its center point when the Fence is destroyed.
• Exploit: Traps now have a minimum distance that they can be placed from other Traps. C.A.M.P.s and Blueprints containing Traps that are stacked on top of each other can no longer be placed.
• Exploit: Addressed a C.A.M.P. budget exploit related to Wires.
• Exploit: Addressed an item exploit related to Collectron Stations.
• Rocket Rides: Can no longer be placed clipping into other objects.
• Super Reactor: Now scraps into Aluminum, Copper, and Rubber, instead of just Rubber.

Combat

• Explosion Damage: Fixed an issue that caused non-physical explosions from weapons, like Floater Grenades, to deal less damage than intended.
• VATS: Greatly improved the accuracy of chance to hit percentages when using VATS.
• VATS: Hits that successfully strike the target now deal damage correctly.
• VATS: Fixed an issue that could cause VATS to close when line of sight to the targeted enemy became partially obstructed.
• VATS: Continuing to fire a Flamer or Cryolator after closing VATS no longer stops those weapons from damaging enemies.
• VATS: Corrected the damage dealt when firing the Tesla Rifle and uncharged Gauss Weapons in VATS.

Daily Ops

• Contextual Ammo: Enemies in Daily Ops now correctly drop Shotgun Shells when using the Fancy Shotgun.
• Bosses: Daily Ops Bosses no longer sometimes swap their unique weapons for weapons from nearby creature corpses.
• Bosses: The Super Mutant Daily Ops Boss is no longer disarmed after being staggered.
• Operation Report: After achieving Paladin Tier or higher, the rewards list in the Operation Report now correctly includes both of the player’s legendary item rewards.
• Vault 94: Fixed an issue causing certain doors inside Vault 94 to display a button prompt without any text.

Enemies

• Blood Eagles: Can no longer be turned into Scorched Blood Eagles by Scorchbeasts.
• Earle Williams: Can no longer turn into an Ash Pile or a Goo Pile on death, nor dismembered by the Bloody Mess Perk.
• Scorchbeast Queen: No longer clips into the terrain during her strafe attack.

Items

• Apparel: Fixed several instances where Enclave Underarmor could clip through different apparel, like the Bomber Jacket and the Pint-Sized Slasher Outift.
• Armor: Sturdy and Heavy Metal Left Leg Armor can now drop as legendary items.
• Armor: Players can now correctly remove Misc. Mods from Armor pieces.
• Armor: Secret Service Armor with the Weightless legendary attribute no longer counteracts cloaking granted by the Chameleon Mutation.
• Gamma Gun: Firing rapidly no longer sometimes causes the Gamma Gun to fire more rounds than the magazine contains.
• Gauss Minigun: The crosshair no longer persists on top of the Gauss Minigun’s sights while aiming after applying the Gunner Sights mod.
• Gauss Shotgun: Can no longer spawn with the Explosive legendary effect.
• Heavy Weapons: The Cryolator now correctly deals cryo damage, and the Flamer deals fire damage.
• Mods: Weapons that have Heated Mods applied now correctly deal Fire damage.
• Mods: The Refrigerated Backpack Mod now consistently reduces the food spoilage rate by 50%.
• Mods: Weighted Armor Mods now ignore 5 points of enemy Damage Resist in addition to the 10% they ignored previously. This will improve situations where Weighted mods had very little effect on enemies who already had low Damage Resists.
• Pump-Action Shotgun: Increased Pump-Action Shotgun Bash damage so that it is in line with Rifles and other Shotguns.
• Recipes: The Radstag Redemption, Mirelurk Boil, and Headhunters Headcheese Recipe Notes now correctly unlock the ability to craft those items.
• Thrown Weapons: The following weapons now deal the correct damage types, and they are properly enhanced by the Demolition Expert Perk Card.:
  • Cryogenic Grenade
  • Cryo Mine
  • Floater Grenades
  • Plasma Grenade
  • Molotov Cocktail
• War Glaive: Added Copper to the War Glaive’s crafting requirements and removed the Plasma Core requirement.

Mutations

• Carnivore: The following items now count as meat when affected by the Carnivore Mutation:
  • Canned Dog Food
  • Deathclaw Eggs and Omelettes
  • Frog Eggs
  • Imitation Seafood
  • Mirelurk Eggs and Omelettes
  • Mothman Eggs
  • Pork n’ Beans
  • Radscorpion Eggs and Omelettes
  • Radtoad Eggs and Omelettes
  • Radtoad Omelettes
  • Salisbury Steak (Preserved)
  • Yum Yum Deviled Eggs
• Herbivore: The following items now count as plant-based food when affected by the Herbivore Mutation:
  • Cajun Rice & Beans
  • Firecap Tasty Souffle
  • InstaMash
  • Preserved InstaMash
  • Vegetarian Ham

NPCs

• Animations: Corrected a number of issues that could cause various world NPCs to play incorrect animations or temporarily stop animating.
• Fisher: No longer plays an animation as though he is using a terminal when he is not near one.
• The Overseer: No longer sometimes becomes stuck when heading to the presentation room during “Overseer, Overseen.”
• Whitespring Bots: Sentry Bots and Doorman Protectrons now respond properly when players interact with them.

Performance and Stability

• Client Stability: Fixed an issue that could cause a client crash when loading into a world.
• Server Performance: Players will no longer receive an error when joining a Daily Op while using furniture.
• Server Stability: Addressed a server crash that could occur when loading into a world.
• Performance: Addressed an issue that could result in a performance drop when viewing the Season Scoreboard.

Perks

• Animal Friend: Removed outdated level requirement wording from the Perk Card description.
• Chem Fiend: Now correctly increases the duration of all effects granted by Berry Mentats.
• Nerd Rage: Fixed an issue causing Nerd Rage to grant its damage bonus while above 20% health.
• Wasteland Whisperer: Removed outdated level requirement wording from the Perk Card description.

Quests and Events

• Ally: Thicker than Water: Watoga Underground is now properly instanced.
• Defend: Billings Homestead: Enemies no longer get stuck or spawn in nearby water during Workshop events at Billings Homestead.
• Free Range: Beefed up Brahmin health and resistances during the Free Range event.
• Project Paradise: Friendly creatures that appear after completely filling the habitat troughs now have a consistent max level of 100.
• Scorched Earth: Now correctly grants a 3-star legendary item reward on completion.

Sound

• Armor Ace Shooting Gallery: Joining a Daily Op while using the Armor Ace Shooting Gallery no longer causes its sound effects to play continuously.
• Boney Death Tambo: Added unique sound effects to the Boney Death Tambo Skin.
• Communist Bunker: Sound effects no longer continue to play after the door has finished opening or closing.
• Encampment Fence: Corrected the sound effects that play when opening the Encampment Fence Gate.
• Hounds Reclining Sofa Chairs: Now play sound effects when players sit in them.
• Theremin: Now plays one of two different songs, depending on the in-game time of day.

User Interface

• Map: Bloody Frank’s is now labeled correctly on the Map.
• Scoreboard: On PC, pressing the Spacebar while viewing the Scoreboard in-game no longer incorrectly opens the Challenge Menu.

World

• Pathing: Fixed a number of objects in the world that players could path through or clip into.
• Pathing: Fixed several locations throughout the world where players could become stuck.

Source: https://www.bungie.net/en/News/Article/49751
This week at Bungie, we’re beginning our descent to Europa.
Every release, we have a long conversation about what we should show players leading up to launch, and what we should leave for players to discover. We want to build up the sense of wonder as a new Season or expansion makes its approach without spoiling everything that’s coming. With just a week to go before launch, we’ve almost reached our destination.
Video Link
Our Beyond Light Launch Trailer went live last week. A ViDoc, exploring Beyond Light and Season of the Hunt, is available for your viewing pleasure. We’ve released our Season of the Hunt calendar to help you plan out your days for the next few months.
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All that’s left is a quick preview of patch notes and a maintenance timeline. After that, we leave the rest to you.

It’s All in the Patch

Over the last few weeks, our goals have been to set expectations. We’ve covered the Destiny Content Vault, upcoming Sandbox changes, Gambit tuning, and more. These updates aren’t mind-blowing or overly game changing, they’re just nice little morsels to chew on in the final days leading up to launch. In any case, we hope you like the following quality of life appetizers before your meal is delivered on November 10.
Archives
Beginning November 10, two new kiosks will be available in the Tower. First up, the Quest Archive will be found next to the Postmaster. Our hope is that this removes some of the confusion when trying to track down the odd quest that you previously discarded. Additionally, this will be the place for any veteran players to pick up the New Light Quest on November 10, if they have a strong desire to experience new player tutorials and the (re-)introduction to the Cosmodrome.
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Next up, the Monument to Lost Lights Exotic Archive will be found by the Vault. Here, players may acquire various Exotics and Legendary Pinnacle/Pursuit weapons that were once available through now-retired quests. As many of these Exotics were tied to lengthy quests or difficult objectives, we wanted to make sure their prices reflected those previous efforts. Players will need an amount of Glimmer, destination materials, masterworking materials, and an Exotic Cipher or Ascendant Shard in order to purchase the Exotic or Legendary which they desire. We’re also introducing a currency, Spoils of Conquest, which can only be acquired when completing raids. This currency will be required for Exotics previously tied to Vaulted raids.
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In the past, Exotic Ciphers were very limited in nature. While you can expect one to be available as part of the Season Pass, Xur will also offer a quest to earn one Exotic Cipher on a weekly cadence.
Now, let's move on to some traditional patch notes...
Crucible

• Trials of Osiris
  
  • Trials of Osiris Power level requirement increased to 1210.
  • Added ADEPT weapons and weapon mods to Flawless chest rewards.
  • Additional information here (link TWAB).
• Maps
  
  • Added physics blockers to some out-of-bounds areas on Altar of Flame.
  • Added physics blockers to some out-of-bounds areas on Exodus Blue.
  • Added physics blockers to some out-of-bounds areas on Cauldron.

Player Identity

• Login screens now have a dark background.
• Updated the full-screen menus to have a dark background style.
• Player waypoints now display Season Rank, HUD waypoints.
• Added toggle functionality to the character screen, allowing the player to make a choice between Light and Dark subclasses.
  
  • Character screen visuals updated depending on player choice between Light and Dark.

Character Creation

• Changed selection from "Male" & "Female" to "Masculine" & "Feminine."
• Guardian head and hair models have been replaced with improved versions.
  
  • Several color swatches have been changed to better represent the applied color.
  • Player’s previous head selections are still used.

Misc

• Fixed a bug that prevented online friends from showing up in the roster on Stadia for players with more than 100 friends.
• Fixed a bug that occasionally prevented players from earning progress on bounties when joining an activity in progress.
• This most notably impacted Iron Banner bounties and could cause players to have their Artifact Power bonus enabled during Iron Banner matches.

A few Sandbox changes that we missed in our Sandbox preview

• Traveler's Chosen
  
  • Reduced muzzle flash intensity.
• Point of the Stag
  
  • Increased Point of the Stag's Max Power Level to 1310.
• Divinity
  
  • Fixed a bug that prevented some weapons from dealing precision damage to the Divinity cage (e.g. Eriana's Vow).
• Hunter Dodge
  
  • Increased Hunter's Dodge cooldown by a few seconds.
  • (E.g. Tier 4, old cooldown: 22 sec. New cooldown: 26 sec.)
• Anti-Champion Mods
  
  • Anti-barrier rounds will now penetrate Taken Phalanx shields.
  • All Anti-Champion mods have been shifted to armor, rather than taking a weapon mod slot.
• Orbs of Light have been changed to Orbs of Power as they can now be consumed by Light and Dark subclasses.
  

Before we end our patch note preview, we do want to call out the collectors among you who have been talking about the impending removal of Expired Ramen Coupons from your inventories. We know this one stings a bit. It’s a byproduct of us cleaning up inventory systems and doing general maintenance.
We want to a provide a parting gift before these coupons are tossed into the bin. These coupons can’t be redeemed for spicy ramen, but they can decorate your desktop for as long as you desire.
[4k – SPICY RAMEN COUPONS]
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…and there we have it. Full patch notes will be released on Tuesday around launch time. Stay tuned!

Novembrrrrrrrrrrrrrrrrrrr

With a new expansion coming next week, we also have a fresh update coming to Bungie Store! We’re entering the holiday season, so it’s a pretty good time to start gift shopping for your favorite Guardians out there in the world.
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Starting November 9, upgrade your arsenal of collectibles and gifts at Bungie Store with new exclusive products and free in-game emblems with purchase, including the Destiny 2: Beyond Light Original Soundtrack!
Cosmic Alignment (Available November 9 through December 4, 2020)
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Between Stars (Available November 9 through February 9, 2021)
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Shattered Harmony (Available November 9 with purchase of Destiny 2: Beyond Light Original Soundtrack)
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Follow @BungieStore on Twitter for more deals and discounts to be announced every Friday in Novembrrrr from The Drifter, The Exo Stranger and Variks.

Let’s Talk Maintenance and Pre-Loads

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Next Monday, November 9, Destiny 2 will go offline for an extended maintenance period. We want to give everyone ample time to download Destiny 2 Update 3.0.0. Our teams are prepping for the launch day assault on our servers. Destiny Player Support has the full timeline for maintenance, downloads, and more. Read up, spread the word, and get ready for Beyond Light.
This is their report.

UPDATE 3.0.0.1
Next Monday, maintenance for Update 3.0.0.1 will begin. Below is a timeline of events:

• November 9, 3:30 PM PST (2330 UTC): Background maintenance for Update 3.0.0.1 will begin.
• November 9, 4:00 PM PST (0000 UTC): In preparation for downtime, players will be removed from activities and will be required to download a small update before logging in again.
• November 9, 6:50 PM PST (0250 UTC): Sign-on for Destiny 2 will be disabled.
• November 9, 7:00 PM PST (0300 UTC): Destiny 2 will be brought offline for expected maintenance. Players will be removed from activities and won't be able to log back into Destiny 2 until 9 AM PST on November 10.
• November 10, 9:00 AM PST (1700 UTC): Destiny 2 Update 3.0.0.1 will be available across all platforms and regions. Players will be able to log back into Destiny 2.
• November 10 12:00 PM PDT (2000 UTC): Destiny 2 maintenance is expected to conclude.

For more information, please visit our Destiny Server and Update Status help article.
BEYOND LIGHT PRE-LOAD
Pre-load for Update 3.0.0.1 will be available prior to the game’s release. Below are pre-load timelines and instructions based on platform:
PlayStation
Beginning on November 8 after 8 PM PST (0400 UTC), users can start pre-downloading Update 3.0.0.1 by:

• Navigating to Destiny 2
• Pressing the “Options” button
• And selecting “Check for Updates”

In an effort to decrease server load, some PlayStation Plus users may be able to pre-download Update 3.0.0.1 starting on November 7 after 8 PM PST (0400 UTC) if they have auto update/download enabled on their PlayStation 4. For instructions on how to setup auto update/download, please click here.
PLEASE NOTE: BUNGIE RECOMMENDS THAT PLAYERS SHOULD NOT DELETE THEIR CURRENT VERSION OF DESTINY 2 ON THEIR PLAYSTATION CONSOLE TO SPEED UP THE PRE-DOWNLOAD PROCESS.
Xbox
Pre-load for Xbox will be available shortly after Destiny 2 is taken offline for expected maintenance at 7 PM PST (0300 UTC) on November 9. For instructions on how to setup auto update, please click here.
PC
Pre-load for PC will be available shortly after Destiny 2 is taken offline for expected maintenance at 7 PM PST (0300 UTC) on November 9. Update 3.0.0.1 should automatically be put in the Steam download queue once it is available to pre-load. For more information on managing Steam downloads and updates, please click here.
STORAGE REQUIREMENTS
Below are the updated storage requirements for Beyond Light:
Platform |Destiny 2 Install Size |Storage Space Needed for Installation | |--|--|--|--|--|--|--|--|--| Xbox Series X|S|65.7 GB|65.7GB| PlayStation 5|70.78 GB|70.78 GB| PlayStation 4|70.78 GB|171.68 GB| Xbox One|65.7 GB|65.7 GB| PC|69.7 GB |186.2 GB** |
** PlayStation 4: Includes current installed version of Destiny 2 (100.9 GB) + Update 3.0.0.1 pre-load (70.78 GB) = 171.68 GB*
*** PC: Destiny 2 Install Size may vary based on languages installed, size shown is maximum size possible *
** PC: Includes current installed version of Destiny 2 (up to 116.5 GB) + Update 3.0.0.1 pre-load (up to 69.7 GB) = 186.2 GB*
DESTINY CONTENT VAULT AND THE END OF SEASON OF ARRIVALS
With the start of Year 4 and the introduction of the Destiny Content Vault on November 10, certain items will be deprecated from player inventories that correspond with Vaulted destinations, activities, and campaigns.
Players should review our help articles on items being deprecated at the start of Year 4 and items being removed at the end of Season of Arrivals for more information on items, quests, and currencies that will be removed from player inventories at the start of Year 4. Some items listed can be used or turned in for rewards, such as Glimmer, weapons, and armor, so be sure to do that before November 10.
Additionally, certain Titles will become Legacy Seals and unavailable to earn at the start of Year 4. Players should be sure to equip the following Titles before November 9 at 7 PM PST (0300 UTC), after which they will be unavailable to earn. For more information, please visit our Year 4 Triumphs Update help article.
Seal |Title | |--|--|--|--|--|--|--|--|--| A Shadow Rises|Shadow| Reckoner|Reckoner| Black Armory|Blacksmith| Destinations|Wayfarer| Lore|Chronicler| Undying|Undying| Dawn|Savior| Almighty|Almighty| Arrivals|Forerunner| Moments of Triumph 2020|MMXX|
BUNGIE REWARDS
With the release of Beyond Light on November 10, certain Bungie Rewards will no longer be available to earn. These include the ‘Eclipse Sunset’ and ‘Sunset’ emblems, the Year of Shadowkeep Artifact Coins, the Moments of Triumph t-shirt, the Raid Ring, the Prophecy Dungeon Hoodie, the MMXX Seal, and the Forerunner Seal.
Players should be sure to earn these rewards by November 9 at 7 PM PST (0300 UTC) and claim these rewards from the Bungie Rewards page before November 13 at 8 AM PST (1600 UTC).

Encore

Image Link^imgur
Before we kick off a new year of Destiny content, we have a final round for Movie of the Week. 2020 isn’t over yet, but we’ve had a blast watching community-created content throughout Shadowkeep and its associated Seasons. Many thanks to those who’ve submitted their footage (and art!), as it’s kept us sane week over week.
Here are your final Movie of the Week selections before Beyond Light brings some Darkness to the table.
Movie of the Week: Thanks, Taken!
Video Link
Movie of the Week: Festival of the Lost, Parting Shot
Video Link
Movie of the Week: Give ‘em a hand
Video Link
Movie of the Week: SEVENTH COLUMN!!! ...AND ANOTHER ONE!
Video Link
Movie of the Week: It isn’t over until it’s over

OMG can someone explain this please?!?! Like wtf just happened🤷‍♂️🤷‍♂️ @A_dmg04 @Gladd @BungieHelp @Xbox pic.twitter.com/aYNfaeG7WM
— TG DuAc (@TGDuAc1) November 2, 2020

Next week, we’ll have a new companion section for Movie of the Week. We felt it important to give the same spotlight to the artists of our community as we’ve been giving to those who create fun videos.
To throw your hat in the ring, submit your content to the Community Creations portal on Bungie.net. If you also post your content to social media, tag it with #DestinyMOTW or #DestinyArt. We’ll snag a few winners each week and grant them some fancy new emblems.
We’ve been here a few times. What was once months became weeks. Weeks have become mere days. Five more sleeps stand between you and Beyond Light. Well, that’s if you can even sleep the night before launch. I know I probably won’t. Many of you have been on this journey with us from the start. In the last year, numerous Guardians have begun their journey through New Light. No matter how long you’ve been a Guardian, we can’t thank you enough for playing.
Stay hydrated. Be healthy. Treat yourself well.
We’re almost there.
See you starside.
-dmg04

​
Whamoo Casino Review & Free Bonus
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About Whamoo Casino [Full Review]

Whamoo is a brand new, fun-loving online casino that has recently opened its premises for gamblers from many countries around the world. It does however promise to be more than just an online casino, as Whamoo describes itself as a lifestyle and feeling.
The rush you feel when the reels spin. The sound you make when that spin turns into a huge win. That’s Whamoo. Yet Whamoo is so much more than that. This online casino promises all you would expect from a reputable online casino – but then improved further. A massive game library? Check. Live casino? Check. Full mobile compatibility? Check. An entire VIP bonus programme for loyal customers? Check. Whamoo is a casino which comes with the entire package which players have come to expect of a casino provider.
On paper Whamoo sounds like a great online casino. But being a newcomer on the scene, there are of course always some open questions. How reliable is Whamoo? What can you expect from this brand new casino when it comes to the available games? How cooperative is their online help desk? What kind of welcome bonuses are there for new players who wish to open an online account?
In our extensive Whamoo review, we will try to answer all of the above questions and guide you through this brand new casino. So do read on and let’s explore this exciting new addition to the world of online gambling!
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A fully licenced online casino

Whamoo is a fully licenced online casino and a safe place for gamblers to put down their wagers. The website of whamoo.com is operated by DialMedia Ltd, a company registered by the Malta Business Registry with number C86642, on the registered address of Depiro Point, Block A2, Triq Mons G. Depiro, Sliema, Malta.
As gambling operator, DialMedia Ltd. fully licensed and regulated by the Malta Gaming Authority (MGA) under licence number MGA/B2C/542/2018 issued on 10/04/2019.
What does this say about the reliability of Whamoo?
The MGA licence is one of the better ones you can find in the online casino world as Malta is the major European nation when it comes to online gambling. It is home not only to most of the world’s top online casinos, but also to many software providers and other businesses providing auxiliary services in the gambling industry.
A Malta Gaming Authority licence is not handed out with ease, as a company needs to fulfil many criteria before being granted one. The national gambling authorities of this Mediterranean island and EU member state check for example if all games which are made available are indeed fair and honest. They also check whether a company has enough cash reserves to pay out lucky winners of casino games and hold regular audits to ensure that there are no irregularities.
If an online casino has a MGA licence, it means that all the important criteria when it comes to safety, honesty and reliability are fulfilled and that it is a safe place to gamble. For us, the online casino licence is always a first thing we check before we even would consider playing somewhere. With this crucial criteria being fulfilled, we can thus move forward in our Whamoo review and look at all the other things this casino has to offer. And to be honest, the whole Whamoo package looks quite promising! Three of the main selling points of the Whamoo online casino are:

• Compile your own welcome bonus package and decide between free spins or a deposit bonus – or a combination of both.
• Hundreds of games from top casino software developers, including an exciting live casino platform.
• Recurring reload bonuses every Monday, Wednesday and Friday.

Whamoo clearly sounds like a promising casino when looking at the selling points, but do these points hold up when we test out the casino in real? Let’s continue our review of Whamoo with one of the most important aspects of every online casino: its game library. Which casino games can we find back in the Whamoo game collection? How honest and fair are these games? These are all legit questions which must be looked into before you can decide whether or not an online casino is suitable or not.
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Games from top software developers

When checking the list of Whamoo’s software providers you can only feel relieved as this brand new online casino only has games from the world’s top casino games developers. Especially for a newly opened online casino it is important to show to the public that you are talking serious – and you can only do that by adding the most popular games from the top software providers to your game library.
It’s not only about fun. Sure, these top software developers are known for making some of the most fantastic video slots, stellar table games. They have the most exhilarating and professional live casino tables to which you can connect in just a few clicks. But it’s more than just playing fun, graphics and game design.
By only having games from the top software companies, you are giving your players a clear message that you are only satisfied with the best quality games. Perhaps the most important aspect is game reliability, honesty and fairness. All games from the top software companies are fully tested and accredited by regulatory bodies. These gaming authorities check whether games indeed turn out completely random results and give gamblers a honest shot at winning. This is perhaps even more important than just a fantastically designed game, as in the end what matters most is reliability and honesty inside a casino.

RNG

The games which can be played at Whamoo Casino all have a piece of code called a Random Number Generator (RNG). With a random number generator, the outcome of every game is completely random and independent from previous results. It means that every card being dealt on the table, all dice which are thrown during a game, and every ball spinning around in the roulette wheel is never predetermined. Let’s put it this way: if you throw a single dice with the numbers 1 to 6 on it, you have indeed an exact 1 out of 6 chance that it will land on your predicted number.
A random number generator is absolutely crucial when it comes to delivering fair game results and giving gamblers a honest chance at winning. By having games from the top software providers, Whamoo makes sure that you can trust the fairness of every casino game you play. The good thing is that not only are the game results subject to occasional audits by regulatory authorities, but that these software providers also pro-actively test their own games to ensure they fulfil the highest industry standards. They hire independent testing agencies such as eCOGRA to check their games, both in virtual simulations and real-time results.
Let’s take a look at the software providers whose games have already been added to the Whamoo game library. As these are some of the best known software developers in the world, chances are that you have heard about some of these names before!
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NETENT GAMES

Also known by its full name of Net Entertainment, NetEnt is one of the largest casino game developers in the world. NetEnt is a Swedish company which was founded in 1996, which makes it one of the oldest companies in the relatively young world of online casino gaming. It is so big, that the company is even listed on the local NASDAQ stock exchange in Stockholm, Sweden!
NetEnt is best known for its vast video slot portfolio, of which many games are also playable at Whamoo. Having NetEnt games in your casino game library is almost a must for every online casino, as besides Whamoo some 300 or so more online casinos have NetEnt games available, which tells you something about the popularity of this company. Just like Whamoo itself, NetEnt has a full gambling licence in the EU member state of Malta, which means that all games are subject to regulatory oversight and can be trusted for their fairness. NetEnt also works closely together with independent testing labs to ensure that their games meet the highest standards.
Some popular NetEnt games which you can play at Whamoo are Jack and the Beanstalk, BerryBurst, Twin Spin, The Vikings, Wings of Riches, Aloha!, Fruit Shop, Jacks or Better, Gonzo’s Quest, Dazzle Me, Wild Bazaar and of course the eternal favourite of Starburst.

PRAGMATIC PLAY GAMES

Pragmatic Play is another major company in the online gaming world. The casino games of Pragmatic Play are always popular with the players, so it is no surprise that Whamoo has chosen to add quite a few Pragmatic Play games to its online collection. Pragmatic Play focuses mostly on online video slots, although they also make some exciting live casino games which are hosted in their own studios.
Being only founded in 2015, Pragmatic Play is a relative newcomer within the game developing industry. Yet in those few years time, the company already managed to reach to top heights with Pragmatic Play being considered to rank among the top game providers. Quality and safety are of immense importance for Pragmatic Play. Therefore, all games are documented and tested by independent auditors and testing labs such as QUINEL, BMM and Gaming Labs.
Popular Pragmatic Play games which can be played at Whamoo are John Hunter and the Aztec Treasure, Great Rhino Megaways, Leprechaun Song, Lucky Dragons, Mustang Gold, The Champions, Vegas Nights, Aztec Gems, Buffalo King, Starz Megaways, Triple Jokers, Magic Crystals, Sugar Rush, Beowulf and many more exciting video slots.
Of course, many baccarat, blackjack and roulette variants are available in Whamoo’s Live Casino which is powered by Pragmatic Play software. You are connected by high resolution video feed to professional dealers and croupiers in one of the Pragmatic Play casino studios where you can experience the thrills of a real life casino behind your computer or mobile phone. It’s almost like you are standing in Vegas!

STAKELOGIC GAMES

Stakelogic is another popular software developer which has added its games to the Whamoo game library. As one of the best-known developers in the software industry, it is always a good sign that Stakelogic games are available to play given that this company has made some exciting video slots.
Using HTML5, Stakelogic games are of course fully mobile compatible, which means you can play them on your smartphone as well. The company has also made some exciting new 3D slots which are not only gorgeous to look at but also wild fun to play. As an off-shoot company from gaming giants Novomatic, Stakelogic certainly is a reputable software developer which can be trusted when it comes to fairness and reliability.
Popular Stakelogic games are Epic Slam, Wild Stallion, Magic Wheel, Super Wild Arcade, Fruit Spinner, Lucky Gems Deluxe, Hot Fruits, Grand Slam Deluxe, Runner Runner, Turbo 4 Player Jackpot, Dragons and Magic, Big 5 Jungle Jackpot, Mariachi and The Big Cash Game.
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High limit gaming options

Whamoo is an online casino which is not only suitable for gamblers on a tight budget, but also for the true high rollers. You can place bets as low as a few cents, or as high as several thousands of euros or dollars at this online casino. Depending on your game of choice, whether its a jackpot video slot or classic table game, there are countless of options to bet big for maximum excitement and chances of winning top prizes. Further down in this Whamoo review, we will discuss some of the high limit games which are available.
Highrollers should also note that Whamoo comes with its own VIP programme in which you can quickly work yourself to the top category if you bet big. You can get instant access to your own dedicated casino manager and will get invites to high stakes tournaments. There are special weekly cashback bonuses as well for the true high roller gamblers at Whamoo. We will discuss the VIP program more in depth a bit further down this Whamoo review.
For now, let’s take a look at all the high roller games which are available at Whamoo Online Casino!

Endless rows of jackpot video slots

If you are a real lover of video slots you will be glad to hear that Whamoo has several hundreds of online video slots available. Although some of these slots are more suitable for beginning players or those on a tight budget, there are plenty of slots available where you can bet up to 100 euro/dollar per spin. This makes for some exhilarating and thrilling slot game action which will please any high stakes gambler out there!
Of course, Whamoo also has its share of jackpot slots where you have a shot at winning the progressive jackpot which can run well above a million euro or dollar! These premium slots, such as those using the famous Megaways system, offer countless of opportunities to place maximum bets at your video slot of choice.
Check the Whamoo game library whether or not your favourite slot is available as well, or try one of the many exciting new game additions! It is easy to browse through the Whamoo website. You can sort slots by software provider, or use the search function to check for your beloved title.

Join for some high stakes blackjack action

Blackjack has always been one of the most popular games among high rollers and the reasons why are quite clear. You can often bet high amounts of money on a single play and you can as a player slightly influence the outcome of a game as you need to decide whether you want to stand or hit another card.
At Whamoo, there is plenty of high stakes blackjack action. There are both normal blackjack games such as American Blackjack and multihand Blackjack, as well as blackjack tables in the live casino. In the live casino, which is powered by Pragmatic Play software, you can play several blackjack variants. Bets of up to several hundreds of euros or dollars, or even higher for the real VIPs, are possible.
Beat the hand of the dealer and hit that score of 21. Maybe it will be your lucky day playing blackjack at Whamoo Online Casino!

Grab a seat at the roulette table

There is plenty of roulette action at Whamoo as well. You can choose between virtual roulette versions, or opt for a seat at a roulette table in the live casino, where you are connected to a real-time croupier by video feed. Especially in the live casino high bets of up to a thousand dollar or more are possible, making roulette a big favourite among the real high stake gamblers.
Of course, Whamoo Casino has all of the the standard roulette versions of American Roulette, French Roulette and European Roulette. Most of these games are developed by software giants NetEnt.
In the live casino, there is also Roulette Macao Live, where you will be connected to a gaming environment which makes you feel like you are playing in the famous casinos of this Chinese gambling mecca. Live Speed Roulette, Live Roulette Auto and Roulette Azure are popular Pragmatic Play live casino versions of roulette which are available to Whamoo players.
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Whamoo's unique bonus package

One area in which Whamoo stands out as online casino is its great bonus package. Of course, there is a great welcome bonus for newly registered users. But the fun doesn’t stop there! At Whamoo casino, it is bonus day almost every single day of the week. On Mondays, Wednesdays and Fridays the casino has recurring bonus offers if you reload you bankroll on one of those days. This makes Whamoo not only an attractive casino at the moment you sign up, but also at all those moments when you come back to play again.
300 free spins or a €200 deposit bonus

The Whamoo welcome bonus

We start of discussing the Whamoo welcome bonus which is called the “Welcombo” bonus by the casino. On a picture the Welcombo might not look too appealing as its packed in a carton takeaway box you might get at a certain fast food restaurant, but trust us on this: its contents are truly fantastic.
The Welcombo box contains a combination of goodies you get with your very first deposit at Whamoo. And what is best of all? You can decide what combo you want to receive! If you sign up at Whamoo for a free online casino account, you can determine your own bonus by adjusting the slide until you have found a combination which matches your idea of a perfect bonus.
This is a great option as it allows people to choose the bonus which best suits them. You can choose between free spins and a deposit bonus – or a combination of both. If you are an avid video slot gamer and do not care much about table games, you may want to slide all the way to the maximum free spins bonus. In that case, you will receive 300 free spins, but your deposit bonus will be 0%. The free spins in the Welcombo package are valid on the popular Amatic Industries slot Book of Fortune.
On the other hand, if you only care about table games and are not really interested in free spins and playing video slots, you want to adjust the slide to the maximum deposit bonus. This is a 100% deposit bonus of up to 200 euro. This means that if you deposit 200 euro of your own money to your newly created online casino account, Whamoo will top this up by another 200 euro from the house! If you select the full 100% deposit bonus, you will however not receive any free spins at all.
Of course, you can also opt for a mix between free spins and a deposit bonus. If you leave the slider in the middle, you will get 150 free spins and a 50% deposit bonus, for example. You can tweak this in any direction you want, for example to a 70% deposit bonus and 90 free spins. The higher your deposit bonus, the less free spins you receive. Want more free spins? Then your deposit bonus will decrease.

Welcombo bonus terms and conditions

Only one bonus is allowed per household and/or per player account. Do note that Whamoo’s bonuses remain valid until seven days after the required deposit has been made. Once this period ends, the bonus is automatically flagged as expired by the system and can no longer be released. The expired bonus funds are then automatically removed from the player’s account.
Of course, there is a wagering requirement which must be met in order to withdraw your bonus money and any winnings which may derive from it. Real money balance is used prior to bonus balance. The bonus balance will only be used when there is no real money available in your account. Only real money funds and released bonus funds can contribute towards the wagering requirement of the bonus. The wagering requirement for the Welcombo deposit bonus and free spins is thirty times (30x) the deposit + bonus.
Do note that players that deposit money using Paysafecard, Skrill or Neteller are not eligible for the Welcombo. To assure fair gaming and prevent fraud, Whamoo has placed a maximum cap on bonus money wagers, which are limited to a maximum per round/bet of €5 or its equivalent in other currencies. You should also be aware that certain games cannot be played using bonus money. There is a full overview of these games on the Whamoo bonus page.
Bets placed in certain games might not contribute fully to the wagering requirements.

• Bets placed on video slots count for 100%
• Bets placed on scratch cards count for 100%
• Bets placed on blackjack count for 10%
• Bets placed on video poker count for 10%
• Bets placed on poker count for 10%
• Bets placed on roulette, baccarat, sic-bo and craps do not count
• Bets placed on live casino games do not count

Recurring bonuses at Whamoo

The bonus fun does not stop at the welcome bonus when you play at Whamoo! You can count on a constant stream of promotional campaigns and bonus offers. The casino has recurring promo offers every Monday, Wednesday and Friday. If you deposit some extra money to your online casino bankroll on one of those days, you are eligible for a bonus. It therefore pays off to wait for these days before you decide to reload your online funds.
On Monday it is Pick ‘n’ Play day to start off the week with some good vibes. On this day, the casino basically tops up your deposited money You can:

• Turn your €20 into €25 with the code 100024;
• turn your €50 into €65 with the code 100025, and/or
• turn your €100 into €135 with the code 100026.

It is even possible to combine these bonuses if you want to deposit a larger sum! Alternatively, you can use the bonus codes of WHPICK5, WHPICK15 and WHPICK35 by putting these into the promo code field on the cashier page every Monday.

Whoa Wednesday

Wednesday is for many a difficult day in the week, it being right in the middle of another long week of work. To spice up things, Whamoo has come with an unusual bonus which it calls “Whoa Wednesday”.
Every Wednesday you get to uncover your secret gift – for free, no strings attached. The casino will add this gift to your next deposit. This can be a bonus, a set of free spins, or even both. You’ll get all the details once you’ve pulled off the cover and logged into your account. You will receive the bonus details and promotional code, which you can use in the promo field at the payment page to receive your hard-earned Wednesday bonus.

Freeday bonus

Friday is the favourite day of the week for many people – and the reason why is quite obvious. It marks the end of another working week and the start of some well-deserved weekend R&R! For many people this involves paying a visit to a land-based or online casino to get their kicks at their favourite game, whether it is a card game, roulette or video slot.
Whamoo knows that many people cannot wait for the days off work to start and therefore has come up with a special Friday bonus to welcome in the weekend! This bonus day is called ‘Freeday’ by Whamoo. The casino basically hands you a bunch of free spins if you are a regular customer. For every weekday from the previous week (Friday through Thursday) that you’ve deposited 30 euro or more, you get 10 free spins. For every weekend day you even get 20 Free Spins! That means up to 90 Free Spins are yours to play with. That’s a great start to a weekend full of partying and fun!

Wagering requirements

Do note that wagering requirements do apply to all daily promo offers. These are more or less the same as we outlined above in the description of the welcome package, but do take a look at the bonus terms and conditions page on the Whamoo website to know precisely what you can expect! As always, it is important to read the small print in order not to face any surprises later on.
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A fully mobile compatible casino

As a brand new online casino, Whamoo knows that already a majority of gamblers nowadays play on their mobile phones rather than on computers. Because of this, the Whamoo casino is fully compatible with mobile devices and tablets. If you load the Whamoo website on your smartphone, it looks just as good as on your laptop of computer. It’s equally accessible and orderly too! The mobile website is a breeze to browse through and you can easily access all the important pages such as the game library and payment page.
The same counts for the actual games themselves. Whamoo only works with software providers which are known to offer full mobile gaming support. These games are made in code such as HTML5, which means that the games can simply be played in your (mobile) internet browser. There is no download or special app required to play these games. Whether you are playing on your computer, tablet or smartphone, you simply surf to Whamoo.com and select your favourite game from the library. This game will then open in your internet browser – and you can play instantly. It does not matter whether your phone runs on Android or is an iPhone, nor does it matter whether you have Mozilla Firefox, Google Chrome, Internet Explorer, Opera, Safari or any other internet browser. Whamoo will function just fine!
This is absolutely great as you can now play at Whamoo wherever you are, whenever you want. Want to put down some wagers on the roulette table while you are sitting in public transport on your way to work? That’s easily doable! Just take out your smartphone on the train or bus, and surf to Whamoo.com to play at your favourite roulette table. Are you sitting on your couch at home and want to play a few hands of blackjack before going to sleep? Just take out your laptop, tablet or phone and within seconds you can have some of the most exhilarating blackjack fun on your screen.

The Whamoo Live Casino

Whamoo’s live casino is powered by Pragmatic Play and NetEnt software – which are two of the biggest, most reputable software providers in the world. This is great news for the players, as you can access high quality tables in just a few clicks.
In the live casino, you are connected with a live video feed to a real-time casino table in one of the casino studios of these software providers. You can play games like baccarat, blackjack and roulette like you are standing in a real land-based casino in Vegas or Monaco! Thanks to the high definition video stream, you have a great overview of all the action which unfolds on and around the table.
All table games are led by experienced, professional croupiers and dealers who are not only well-trained, but entertaining as well. By all means, feel free to open your microphone or the chat window to have a talk with them, or even with other players from around the world. This is what makes the live casino such a great invention. Even though you might be sitting at home in front of your laptop or computer, it does almost feel like you are standing in a casino for real!
Especially for high rollers the live casino is a worthwhile addition as table limits are often much higher than in regular games. Of course, if you are on a tight budget there will definitely be live casino tables where low minimum bets are allowed too – no worries there. But it is the experienced, high stakes gambler who probably feels most at home in the live casino.
There are multiple baccarat, blackjack and roulette variants which you can play. For roulette, there is American Roulette, European Roulette, French Roulette, Speed Roulette, Live Roulette Auto and Roulette Macao Live. If you prefer the casino classic of blackjack, you will find plenty of different tables all with slightly different betting limits. Baccarat is perhaps the game with the highest betting limit. Besides the regular version, there are also Speed Baccarat tables. A fourth casino game which can be played live at the Whamoo Live Casino is Sic Bo. Just browse through the list of live casino games, or use the search function to find your favourite table!
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Hey all, I know that there are many admits gearing up for the fall amiss the chaos of the pandemic. I remember that in the summer before I started, I knew I wanted to get into IB, but the world of finance was very confusing to me. I thought I'd do a write-up (borrowing from some of my past comments) detailing some things that I wish I'd known. At the end I'll also write-up how I think recruiting will go this year given the large shift to online-only.
Please feel free to Ask Me Anything in the comments
A bit about me:

• CBS Grad
• Solely focused on IB recruiting
• Interned and signed return offer to EB
• Background in engineering and consulting prior to school

1) What jobs do banks recruit for at the MBA Level?

• Investment Banking
  • Fantastic Industry Primer
  • This write up is better than anything I could put together in terms of showing the structure of the bulge bracket banks.
• Private Wealth Management
• Asset Management
• Equity Research

Each of these functions is viewed as different from each other by the finance community and are their own division within the bank. While some banks will have one or two massive recruiting events that include all these divisions, you would need to specifically recruit for one area or another. For example, Goldman Sachs Asset Management and Goldman Sachs Investment Banking Division ("IBD") each have their own recruiting events and applications.
This post will (obviously) focus on IB.
2) What position do MBA's place into?

• MBAs recruit into the Associate position. At most banks, the hierarchy goes Analyst -> Associate -> VP -> Director -> Managing Director -> Partner (if applicable).
• A MS Finance/M.Fin does NOT place into Associate level, generally this is used as a reset for undergrads who were unsuccessful in breaking in, and places into the Analyst program

Edit to add comp info and hours:
MBA Associate Compensation:

• IB Internship signing bonus: ~3-5k
• IB Internship: 150/year prorated- 12,500/month
• IB Full time signing bonus: ~50-70k
• IB Full time base salary: 150/year (Some EBs go higher)
• IB "A0" bonus/stub bonus (bonus of starting year where you start full time in July): ~30-70k
• IB "A1" bonus (bonus at end of first full year): ~75k-200k

MBA Summer Associate Hours:

• M-F 9 AM - 12-1 AMish
• Sat 9-9
• Sun 9-5

3) What are the major difference between the banks?
Banks can be sorted into roughly 4 categories:

• Bulge Bracket ("BB")
• Independent Advisory or so called Elite Boutique ("EB")
• Middle Market ("MM")
• Regional/Vertical focused Boutique (this includes mini-EBs or so-called "Kiosks": very new firms like Dyal that are walking in the footsteps of Evercore/Moelis to focus on

/financialcareers has a good outline here
You will find that cultural differences actually appear between groups at the larger bulge brackets. Most other firms are so small that a singular culture tends to pervade through the entire firm.
For BB recruiting, most have now switched to direct-placement into coverage or product groups. I talk a bit about this below, but during recruiting you specify your preferred groups (e.g. Healthcare, TMT, M&A, etc). The job of coverage is to pitch clients in a certain industry on new deals and bring expertise and work with the product group to execute the transaction.
Some groups are obviously harder to get into than others (e.g. GS TMT). Each bank will specify the groups they are recruiting for during recruiting. For the larger BBs, this is usually "all of them". Most MBAs go to coverage groups where they focus solely on that industry, but gain experience across sub-verticals (e.g. Financial Institutions Group (FIG) has insurance, asset managers, fintech, etc). Once you move up to VP and beyond you will begin to specialize into a sub-vertical. It is possible, but not that easy, to switch groups once you are fulltime, so your story of "why this group" becomes very important and prior industry experience will be an asset.
Most EBs (and Morgan Stanley save for 2 groups), on the other hand, run a generalist model. Meaning that you will work across industries. This also applies to Middle Market firms.
Finally, banks differ based on "touch" - or how much interaction they demand through recruiting. Some require 10+ coffee chats, others only talk to you once. You will find out through your Investment Banking Club which is which.
4) What is IB Recruiting like
Disclaimer 1: This is for CBS, but I'm sure most of the T15 is similar.
Disclaimer 2: I've copied an old write-up I answered someone with a while ago. Work smarter, not harder amirite?
Schedule

• September: Join IB Club, prep resume, meet with career services, attend seminars on what to expect in recruiting Late Sept/Early Oct: Firmwide events begin. These are open-to-all events that serve as a first touch point to meet current bankers, most of whom are alumni.
  
  • You will begin to schedule coffee chats (at NYC schools these happen on any day, Wharton/Cornell do Fridays, Tuck/Darden others have NYC trips, Chicago/West Coast tend to do more phone calls or the bankers go to them). Coffee chats are defacto soft interviews where you feel out the bankers at each firm and see where you might be a fit. The coffee chats can be the banker asking you questions, you asking the banker questions the whole time, it's never a sure thing, so you have to be ready for both. Te point is that you learn more about bank structure , intern programs, career paths, firm culture (which is a bit of a buzz word so forgive the use here, but there are large differences between places like Moelis and a place like Goldman Sachs). You use this information to form your why ____ bank, as well as make your own choices on recruiting process.
• Late October: Invite-only events begin.This is where the banks will begin to cut down their recruits, and if you are not on a list it is extremely hard to be selected for an interview (there are, of course, exceptions to the rule). These events are cocktail hours, dinners, etc, and provide more touch points.
  
• Nov-Dec: Invite-only events and coffee chats continue, with more cuts being made as the process moves along.
  
• One week in early January - On campus interviews for round 1, superdays at the bank for round 2. Calls will be made on friday with offers. Some candidates are put "on-hold" for some time after, while the bank sees how its first round of offer yields.
  

Succeeding in Recruiting
FYI, Steps 1-3 all happen over the informational interview period pre-interviews.
Step 1: Making the Cut
The difference, I would say, is being able to make an impression in some way on the alumni teams (your school's alumni manage the entire process btw, they WANT you to succeed) and the groups you are recruiting for. Every BB that has immediate group placement has switched to group-led recruitment. This means you are going to need to build relationships within a specific group at the bank. They need to feel like this person could close deals and bring in revenue as an MD, because they are hiring their next generation of officers. That doesn't mean back slapping boys club (though there is certainly a spectrum), it means that this person is technically sound and can be put in front of a client. It also means that you have demonstrated interest in the group, which is shown by being able to speak intelligently about recent deals involving their group at a high level (e.g. what are the synergies, what were the high points of the deal, etc).
Step 2: Standing out
But how do you make it happen? Well, here is another differentiator - finding an advocate. Before offering interviews, then again after interviews, the alumni teams will round table each candidate. You need someone to be your champion in that room, and that only comes through building a good relationship over the entire fall. You look like a million other candidates with similar backgrounds and abilities - somehow you need to stand out.
Step 3: Do you love me?
Steps 1 and 2 are making it so they want to give you the offer. However, the story does not end there. The reality is that these alumni teams only have so many offers to give and spots to fill. If they get turned down, it does not look good. This means that your connection will pull you aside before 1st round interviews and try to feel out whether you would accept an offer (disclaimer: this is a part of the process I fell down on). They will ask about what other banks you are considering, whether you are only focused on their group type (e.g. poweNR), whether you are making a distinction between BB and EB, and you may even get a 'soft' offer (even a verbal 'hard' offer is considered binding by CBS). A soft offer is "We really think you fit in well, where are you on us? Would you be ready to accept an offer?". If you play this wrong - as I did, you can lose months of work. You can lie, sure, but IB world is a small place, and I personally didn't want to do that. This is not a black or white - some people will get offers regardless - but it can really affect your standing with the alumni team if they think you might turn them down.
Step 4: Don't F&$% up the technicals
You've spent all fall making the team love you, you've got your first round interview. You step in and get hit with a merger math question right away, and you stammer and screw it up. Now you're no longer confident, so you screw up the details of a deal you've been following, and maybe get twisted by an even easier accounting question. Boom, in 20 minutes, 3 months of work down the drain. Don't do that - be lights out on technicals. If you nail the first one, the interviewer actually starts going easier on you because it's a hurdle, not a high score.
Step 5: Don't forget the soft answers!
Many never take the time to really think through anything more than their 30 second pitch. I really recommend everyone think through strengths and weaknesses and supporting stories to have ready to go. This is critically important because you can guarantee you will get asked this.
5) Can I get to IB from any Top 15 school?
Short answer: Yes.
Longer answer: It depends
You cannot (easily) get to any firm from any top 15 school. Leaving H/S to the side, there are 4 schools which have, in my opinion, materially better recruiting opportunities than anywhere else: Wharton, Booth, CBS and NYU; Tuck is also in the conversation. These schools will make up basically half of every intern class on the street. They also get access to smaller firms that only run OCR at specific schools (e.g. Qatalyst, Centerview and Raine). These schools get more intern slots and, in my anecdotal experience, have better FT offer outcomes (due to the many alumni pulling for interns to get FT offers). So while yes, you can certainly get into a firm like Citi from any T15, you would struggle to get a Centerview interview. Now, the other huge caveat is that even at Booth or Wharton, you need to be a top candidate (personable, know about the market, rock solid technically) to get a Centerview interview.
6) How should I prepare for recruiting?
The best thing you can possibly do right now is READ. Get a student sub to WSJ and read it every day. Understand the market. Figure out what industries you like and try to find deals being done in those industries and then understand why those deals are being done (hint: go to the company investor relations page and download the investor presentation on the deal, it literally spells out the reasons they did it). This is all so you can speak intelligently about the high level concepts in coffee chats and think strategically.
Many people may begin studying technical questions, but I feel that this is a mistake. You will not get (really) grilled on techs until the winter, so I think your time is far better spent now on understanding the current state of the world and market.
7) How will recruiting be different in 2020
The obvious difference will be that recruiting will be completely online. This means far less opportunities to take advantage of human interaction and getting to know the "culture" of firms. I would make sure, in your coffee chats, to compensate for this by asking more about the person you are speaking with, as opposed to the firm itself. Really focus on building the personal connections, because you wont have the opportunity to do it over drinks or dinner. Other than that though, it will be largely similar - coffee chats will happen, firmwide presentations will happen. I think invite-onlys will be replaced by more zoom coffee chats.
I'll leave it there for now - feel free to ask any questions or correct me if you feel like I've got something wrong

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